FLAT Token The World’s Most Stable Coin Real Value of Store 100% Decentralized, 0% Compromised |
A Next-Gen Stable Coin — Inflation-proof, Private, Censorship-Free and fully Decentralized.
Experience a stable, decentralized way to earn, invest, and spend—without a wallet or complexity. FLAT token, pegged to the SPOT token, protects your money from inflation while enabling fast, private, and fee-free transactions worldwide.


A Seamless Financial Experience Earn, Invest & Spend in One Ecosystem
- Stable Revenue
- Lower Cost
- Easy Integration
Why Flat Token? 1 Flat Token = $1.32


Why Choose FLAT?
Feature | FLAT | Traditional Banks | Other Stablecoins |
---|---|---|---|
Protects Against Inflation | |||
No Account Freezing | Varies | ||
Email-Only Access | |||
Global Transfers | Limited & Expensive | ||
Transaction Privacy | Varies | ||
Passive Income Options | Minimal | Varies |
What Makes FLAT Different?
No Wallet
Needed
Transact using just an email ID, making it accessible for everyone.

Inflation-Proof
Unlike other stable coins, FLAT is pegged to the 2019 inflation-adjusted USD.

Borderless Transactions
Transfer funds instantly, privately, and securely, without banking restrictions.

Censorship Resistance
No transaction monitoring, no freezing—complete financial independence.

How FLAT Works
We have reimagined finance into a simple, intuitive ecosystem where users can seamlessly integrate earning, spending, and investing.
Earn

Accept payments in FLAT directly for goods and services.

Receive your salary, remittances, and transactions privately.

No need for a bank account or crypto wallet—just your email.
Invest

Stake FLAT in AFLAT governance tokens to earn passive income.

Treasury management powered by AI-driven investment strategies.

Fully decentralized community-driven growth model.
Spend

Use FLAT like digital cash for purchases globally.

No transaction fees for merchants and users.

Convert FLAT to any fiat currency instantly with real-time conversion.
Current FLAT Token Price: $1.32


The Future of Web4 Finance
We are not just Web3 — We are building Web4 Finance.
How to Use FLAT
Sign Up & Get Started
Visit flat and sign up using your email.
Choose a $flatid (like a username) to receive payments.
Get 100 FLAT tokens as a welcome bonus.
Buy FLAT Tokens
Connect your non-custodial wallet (like MetaMask).
Buy FLAT tokens using ETH or other supported tokens.
Send & Receive Money
Tap “Send”, enter the amount, and use the recipient’s $flatid.
To receive money, share your $flatid or scan a QR code.
Transactions are instant and free.
Add & Withdraw Money
Tap “Deposit” to add money from your blockchain wallet.
To withdraw, tap “Withdraw” and enter the wallet address.
Withdraw to any Ethereum-based wallet securely.
Spend & Convert to Cash
Use FLAT for online payments and transfers.
Convert FLAT to physical cash in select locations.
Meet the Brick Veneers
FAQ's
FLAT is anERC20 stable coin within the FLAT ecosystem, designed to maintain purchasing power by being pegged to the SPOT token, which targets a 2019 inflation-adjusted US dollar value using the Consumer Price Index (CPI). This currency will emulate the ethos of Ethereum and provide an open-source, decentralized, inflation-resistant, global, scarce, secure (cannot be counterfeited), censorship-resistant, portable, durable, programmable, auditable, self-sovereign store of value and a price-stable unit of account.
FLAT tokens are digital stablecoins pegged to SPOT, offering stability against inflation (unlike fiat or other stablecoins like USDT). They’re unfreezable, governed by a DAO, and usable for payments, investments (via AFLAT), and remittances, all accessible via email without needing a wallet initially.
FLAT tokens function as a digital currency on the Ethereum blockchain. Users can sign up with an email, receive a $flatid (like an X handle), and use FLAT for private, instant transactions (sending/receiving money) without fees. They’re backed 1:1 by SPOT tokens in the treasury, adjustable for inflation, and can be transferred to blockchain wallets or converted to fiat. Users can privately send flat coins to other users via flat site without being traced on the blockchain.FLAT coin is a bridge between the digital assets and physical fiat currencies and enables you to convert it into local fiat currencies like Rubles, Reals, Rupees etc.
FLAT supports conversions from ERC-20 tokens like WBTC, WETH, LINK, USDT, USDC, DAI, and SPOT . It can also be converted to fiat currencies (e.g., Brazilian Reals, Russian Rubles) via peer-to-peer networks. It is currently available only on Ethereum network.